Thinking about working in Australia or planning to launch your own business? One of the first things you’ll need is a Tax File Number, or TFN. Without it, you’re likely to pay more tax than necessary, not to mention face delays receiving income or benefits. In this guide, we’ll show you exactly how to apply for a Tax File Number efficiently, whether you’re a resident, foreign passport holder, or temporary visitor.
What Is a Tax File Number (TFN)?
A Tax File Number (TFN) is a unique, personal reference number issued by the Australian Taxation Office (ATO). Everyone who earns money in Australia is encouraged to have one. It’s essential for:
- Starting a job
- Lodging tax returns
- Applying for government benefits
- Dealing with superannuation
Without a TFN, your employer is required to withhold tax from your earnings at the highest rate.
Who Needs a TFN?
You need a TFN if you are:
- An Australian citizen or permanent resident beginning employment
- A temporary resident or international student planning to work
- Running a business or setting up an Australian Business Number (ABN)
- Receiving government allowances or pensions
How to Apply for a TFN: Step-by-Step Guide
There are several ways to apply for a TFN depending on your residency status. Below is a simple breakdown:
Applicant Type | Application Method | Required Documents |
---|---|---|
Australian residents | Online | Valid personal identity documents |
Foreign passport holders | In person at Australia Post | Valid passport and visa |
Temporary visitors | Online through ATO or Print Form | Passport, visa, and paper identification |
Under 16 (with school) | Via school or guardian | Date of birth, ID, parent/guardian consent |
Important: All applicants must be physically in Australia at the time of applying.
Online Application Process
If you’re an Australian resident, the easiest way to get your TFN is via the ATO’s online services. Here’s how:
-
Visit the official ATO application page on myGov:
You can start your application through a verified government portal. Visit the Australian Taxation Office’s TFN page at
https://www.ato.gov.au/Individuals/Tax-file-number/ for the most updated procedures. -
Create or log in to your myGov account:
If you don’t have one, you’ll need to register using your email and link it to the ATO service. -
Submit your application:
Follow the prompts to verify your identity and complete the online form.
Within 28 days, the ATO will mail your TFN directly to your postal address.
Applying at a Post Office for Foreign Passport Holders
If you’re a temporary visitor, such as an international student or skilled visa holder, applying via a participating Australia Post outlet is the recommended route:
- Complete the online pre-application on the ATO website.
- Book an appointment at your nearest post office.
- Bring your passport, valid visa, and any requested documents.
- Your photo and documents will be verified in person.
Your TFN will be mailed to your nominated Australian address.
Tips to Make the Process Smooth
- Apply early – Before you start working or earning income.
- Double-check details – Incorrect information could delay processing.
- Track your application – If it’s been more than 28 days, contact the ATO.
What Happens After You Get Your TFN?
Once received:
- Provide it to your employer to ensure correct tax withholding.
- Keep your TFN secure – It’s sensitive personal information.
- Use it when filing a tax return at the end of the financial year.
Final Thoughts
Applying for a Tax File Number is a crucial step for anyone intending to earn income or study while working in Australia. It’s straightforward once you know the requirements and the right platforms to use. Whether you’re a new resident or an international student, securing your TFN early helps you avoid unnecessary tax bills and ensures access to other financial services.
Following the steps above saves time, keeps your finances in order, and simplifies your move into the Australian workforce.
Sufiyan, a passionate IT professional and finance enthusiast dedicated to simplifying financial clarity for every Australian. With years of experience in both tech and personal finance, Sufiyan oversees all content to ensure accuracy, usability, and relevance.